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2015 Ford F-150

miwico

Stalker of Brock
VIP
I think from 2004 onward the F150 is sporting an aluminum hood. Call it a practice part.
 

John

Transplant
VIP
who really gives a shit about body repair cost when buying a new vehicle? :rotflmao:
The only reason that I would care is because it is one of the main factors that determine insurance premiums on said vehicle.
 

Brock

VIP
Ultra-Premium
tell us the difference in insurance rates between a 2014 and 2015 similarly equipped F150 :clapping:
 

FinlayZJ

Doing hoodrat things
VIP
From Car & Driver:

Insurance Costs: Common sense says that if something costs more to repair, it’s going to cost more to insure, but this might not actually be the case. We called Allstate Insurance Company to find out whether it had run the numbers yet on the new F-150, but it it couldn’t yet speak to the impact of the steel-to-aluminum switch on the F-150, telling us that general data regarding aluminum repairs is thin. We then reached out to Dr. Robert Hartwig, President and Economist at the Insurance Information Institute, and asked him to illuminate what kind of cost impact aluminum-bodied vehicles have to consumers. In the case of a high-volume car like the F-150, he believes the switch to an aluminum-intensive construction might increase owners’ insurance premiums slightly, but any increase likely wouldn’t be very noticeable.

How could this be? Dr. Hartwig pointed out that the portion of most drivers’ insurance premiums devoted to collision repair is rather small, with the majority given to liability coverage. Given that comprehensive and collision typically makes up about a third of a premium, any increase in repair costs won’t drastically affect overall premium rates, which are affected by a multitude of other factors. It was also stated that, in cases such as this one, in which a vehicle adopts new, pricier materials, insurers need time to gather more data before determining any adjustments to collision insurance costs relative to previous models. So we’re going to have to wait for the next-generation F-150 to hit the road—and for truck owners to start hitting stuff—before we learn whether an insurance penalty exists.

Ford’s Take—and the Takeaway: Finally, we reached out to Ford for its take on the matter. (What, you thought we’d just look at the consumer web site and call it a day?) Naturally, the Blue Oval’s spokespeople reiterated the company’s stance that the 2015 F-150′s repair and insurance costs would be competitive with those of the current rig, as well as the rest of the trucks in the segment. Speaking specifically to the cost of aluminum, a spokesperson told us that “while high-strength aluminum alloy is more expensive than steel on a pound-for-pound basis, we’ve developed manufacturing efficiencies to reduce this cost as much as possible.” (We’d also like to know whether Ford factors the enormous tooling equipment costs from the material switch into its claim.) To ease the minds of owners of damaged 2015-model-year (and beyond) F-150s, Ford plans to certify and equip 750 of its dealerships to handle collision repairs on the trucks, as well as “recognizing” (certifying) an additional 2000 independent shops for the same work.

Unfortunately, just as the debate on this topic has reached its frothiest, the truth is that we won’t know how it all will shake out until a few years down the line. Aluminum F-150 replacement parts and repair costs may slightly increase from today’s figures, although the numbers—as well as insurance costs—remain nebulous. But we suspect that the introduction of the all-aluminum 2015 Ford F-150 won’t end up being the financial apocalypse for owners that many are making it out to be. So let’s turn the wick down on the firestorm for a while, eh?
 

FinlayZJ

Doing hoodrat things
VIP
The only reason that I would care is because it is one of the main factors that determine insurance premiums on said vehicle.
I'm not wrong about shit. I posted fact. A generalized fact, but a fact.
:party:

Lawyers and Medical bills > Some aluminum panels

Dr. Robert Hartwig, President and Economist at the Insurance Information Institute, pointed out that the portion of most drivers’ insurance premiums devoted to collision repair is rather small, with the majority given to liability coverage. Given that comprehensive and collision typically makes up about a third of a premium, any increase in repair costs won’t drastically affect overall premium rates, which are affected by a multitude of other factors.
 
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